Sea freight insurance cost: Cargo Insurance Rate Index
The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.
6 of the 36 named sources read in full publish a figure; 30 publish none, read 11 November 2026.
The median is unchanged since 18 October 2026 (was 1.25 percent across 4).
Every figure, with its source
One row per published figure: the figure as the source's own page publishes it, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Read |
|---|---|---|
| Maersk Value Protect | 29 USD | 2026-11-11 |
| Ship4wd cargo insurance | 20 USD | 2026-11-11 |
| Ocean Freight USA maritime cargo insurance | 2 % | 2026-11-11 |
| Easyship shipping insurance | 1.5 % | 2026-11-11 |
| Shippo shipping insurance, how it works | 1 % | 2026-11-11 |
| ShipCostLab cargo insurance calculator | 0.45 % | 2026-11-11 |
The sentence each figure was read from (6)
- Maersk Value Protect, read 2026-11-11:
Dry package type Compensation Price Dry Starter Up to USD 15,000 USD 29
- Ship4wd cargo insurance, read 2026-11-11:
Up to $2M coverage with policy fees starting at $20
- Ocean Freight USA maritime cargo insurance, read 2026-11-11:
Transit coverage for commercial freight shipped from the USA costs 1-2% of the merchandise value.
- Easyship shipping insurance, read 2026-11-11:
Insure international shipments starting from only 1.5% of the shipment value, including full policy coverage.
- Shippo shipping insurance, how it works, read 2026-11-11:
Declared Value Fee: 1% of declared value with $3.50 minimum
- ShipCostLab cargo insurance calculator, read 2026-11-11:
The exact rate depends on four inputs: goods category (general cargo starts at 0.45% under ICC (A) by sea; hazardous goods reach 1.5%–2%), coverage tier (ICC (C) is the cheapest wording, ICC (A) the widest), transport mode (air runs 20%–30% above sea), and the route (lanes touching JWC-listed areas carry multipliers up to ×1.5 plus a war-risk surcharge).
Read in full, publishes no figure
30 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- Shippo shipping insurance, read 2026-11-11: read in full and no accepted figure on the page
- Easyship, the basics of shipping insurance, read 2026-11-11: every candidate on the page was refused
- Warp freight insurance calculator, read 2026-11-11: every candidate on the page was refused
- BRF Logistics, how marine cargo insurance is calculated, read 2026-11-11: every candidate on the page was refused
- Intoglo, calculating marine insurance, read 2026-11-11: every candidate on the page was refused
- Flexport: how much does cargo insurance cost, read 2026-11-11: read in full and no accepted figure on the page
- Flexport: how total insured value is calculated, read 2026-11-11: every candidate on the page was refused
- Flexport annual cargo insurance policies, read 2026-11-11: read in full and no accepted figure on the page
- Flexport cargo insurance help centre, read 2026-11-11: read in full and no accepted figure on the page
- Freightos freight insurance guide, read 2026-11-11: read in full and no accepted figure on the page
- TT Club forwarders cargo insurance, read 2026-11-11: read in full and no accepted figure on the page
- Falvey Insurance Group products, read 2026-11-11: read in full and no accepted figure on the page
- Roanoke marine cargo insurance, read 2026-11-11: read in full and no accepted figure on the page
- Loadsure, read 2026-11-11: read in full and no accepted figure on the page
- Redkik for shippers, read 2026-11-11: every candidate on the page was refused
- Redkik for transport intermediaries, read 2026-11-11: read in full and no accepted figure on the page
- Allianz Commercial marine cargo insurance, read 2026-11-11: every candidate on the page was refused
- Travelers ocean marine cargo, read 2026-11-11: every candidate on the page was refused
- Chubb marine cargo insurance, read 2026-09-12: read in full and no accepted figure on the page
- Zurich North America marine, read 2026-11-11: read in full and no accepted figure on the page
- TNS Logistics, how marine insurance premiums are calculated, read 2026-11-11: read in full and no accepted figure on the page
- Freight Insurance Coverage, marine cargo insurance cost, read 2026-09-12: read in full and no accepted figure on the page
- CargoInsurePro, how much does marine cargo insurance cost, read 2026-11-11: every candidate on the page was refused
- Kuehne+Nagel KN Sure cargo insurance, read 2026-11-11: read in full and no accepted figure on the page
- DB Schenker cargo insurance, read 2026-11-11: read in full and no accepted figure on the page
- LogRock marine cargo insurance rates, read 2026-11-11: every candidate on the page was refused
- LogRock freight insurance rates, read 2026-11-11: every candidate on the page was refused
- CargoInsurePro, how much does cargo insurance cost, read 2026-11-11: every candidate on the page was refused
- eCabrella freight insurance cost, read 2026-10-12: every candidate on the page was refused
- SPI 3PL, how to lower cargo insurance costs, read 2026-09-12: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
6 of the 36 named sources that could be read published a usable figure; 30 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 167 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the median, minimum and maximum PUBLISHED rate on insured value, per mode and per publisher type (carrier, digital forwarder, parcel platform, underwriter, broker), computed only over pages that state a number - so a reader can see that the sea-freight band the market advertises (roughly 0.1-0.5% of value) is a different animal from the parcel platforms' 1-1.5% and from a flat $20-$29 per-shipment fee, which no single publisher shows side by side; the share of the market that publishes a rate at all versus quote-only; the MINIMUM PREMIUM as the figure that decides a small shipment, expressed as the shipment value below which the minimum bites; the insured-value convention each publisher applies (CIF + 10%, invoice + freight + duty + 10%); and changed-since on every read, which is how a market-wide repricing after a loss year is caught
167 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (38)
- Maersk Value Protect(the publisher's own terms; quoted for reporting and comment)
- Ship4wd cargo insurance(the publisher's own terms; quoted for reporting and comment)
- Shippo shipping insurance, how it works(the publisher's own terms; quoted for reporting and comment)
- Shippo shipping insurance(the publisher's own terms; quoted for reporting and comment)
- Easyship shipping insurance(the publisher's own terms; quoted for reporting and comment)
- Easyship, the basics of shipping insurance(the publisher's own terms; quoted for reporting and comment)
- Warp freight insurance calculator(the publisher's own terms; quoted for reporting and comment)
- Ocean Freight USA maritime cargo insurance(the publisher's own terms; quoted for reporting and comment)
- BRF Logistics, how marine cargo insurance is calculated(the publisher's own terms; quoted for reporting and comment)
- Intoglo, calculating marine insurance(the publisher's own terms; quoted for reporting and comment)
- Flexport: how much does cargo insurance cost(the publisher's own terms; quoted for reporting and comment)
- Flexport: how total insured value is calculated(the publisher's own terms; quoted for reporting and comment)
- Flexport annual cargo insurance policies(the publisher's own terms; quoted for reporting and comment)
- Flexport cargo insurance help centre(the publisher's own terms; quoted for reporting and comment)
- Freightos freight insurance guide(the publisher's own terms; quoted for reporting and comment)
- TT Club forwarders cargo insurance(the publisher's own terms; quoted for reporting and comment)
- Falvey Insurance Group products(the publisher's own terms; quoted for reporting and comment)
- Roanoke marine cargo insurance(the publisher's own terms; quoted for reporting and comment)
- Loadsure(the publisher's own terms; quoted for reporting and comment)
- Redkik for shippers(the publisher's own terms; quoted for reporting and comment)
- Redkik for transport intermediaries(the publisher's own terms; quoted for reporting and comment)
- Allianz Commercial marine cargo insurance(the publisher's own terms; quoted for reporting and comment)
- Travelers ocean marine cargo(the publisher's own terms; quoted for reporting and comment)
- Chubb marine cargo insurance(the publisher's own terms; quoted for reporting and comment)
- Zurich North America marine(the publisher's own terms; quoted for reporting and comment)
- TNS Logistics, how marine insurance premiums are calculated(the publisher's own terms; quoted for reporting and comment)
- Freight Insurance Coverage, marine cargo insurance cost(the publisher's own terms; quoted for reporting and comment)
- CargoInsurePro, how much does marine cargo insurance cost(the publisher's own terms; quoted for reporting and comment)
- Kuehne+Nagel KN Sure cargo insurance(the publisher's own terms; quoted for reporting and comment)
- DB Schenker cargo insurance(the publisher's own terms; quoted for reporting and comment)
- ShipCostLab cargo insurance calculator(the publisher's own terms; quoted for reporting and comment)
- LogRock marine cargo insurance rates(the publisher's own terms; quoted for reporting and comment)
- LogRock freight insurance rates(the publisher's own terms; quoted for reporting and comment)
- CargoInsurePro, how much does cargo insurance cost(the publisher's own terms; quoted for reporting and comment)
- eCabrella freight insurance cost(the publisher's own terms; quoted for reporting and comment)
- SPI 3PL, how to lower cargo insurance costs(the publisher's own terms; quoted for reporting and comment)
- google.com(the publisher's own terms; quoted for reporting and comment)
- google.com(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.
6 of the 36 named sources read in full publish a figure; 30 publish none, read 11 November 2026.
The median is unchanged since 18 October 2026 (was 1.25 percent across 4).
Cite as: "freightinsurancecost.com Cargo Insurance Rate Index", updated 2026-11-12, https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/.
Download the CSV (6 rows, computed 2026-11-12)
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Questions this data answers
What does sea freight insurance cost - as a rate on cargo value, as a minimum premium and as a flat fee per shipment - across everyone who publishes a number?
The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.
Where do the figures in the Cargo Insurance Rate Index come from?
Every figure is quoted from its source's own page and dated (last read 11 Nov 2026). 36 named sources were read and 6 publish a figure; the 30 that publish none are recorded as not published, never estimated.