About Freight Insurance Cost
What cargo insurance costs, and why carrier liability is not it
What is on this site
One question, "sea freight insurance", answered with a quote form that works on the page with no account, 3 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- Carrier liability is not cargo insurance: Carrier liability is capped, usually by weight, and requires proving fault. Cargo insurance is a separate purchase. Why the difference matters at claim.
- What cargo insurance does not cover: Packing, inherent vice, delay and war are the standard exclusions. What each means in practice and which are buyable back.
- General average: billed for a loss that was not yours: If a vessel sacrifices cargo or incurs extraordinary expense to save the voyage, all cargo owners contribute. What it means and why insurance matters.
Reach us
Contact for a question about the site, or enquiries@freightinsurancecost.com. The legal terms are on Terms and Privacy.
Freight Insurance Cost is an independent site operated by Ellul Solutions Ltd. It is not affiliated with, endorsed by or connected to any agency or company named here, and nothing on it is legal, customs, regulatory or trade advice. We take no commission and carry no paid placements. No premium or rate is published on this site because marine cargo cover is priced individually on commodity, value, route, packing and claims history. Carrier liability limits are terms of the carriage contract and of the applicable convention; read the bill of lading rather than relying on any summary, including this one. Regulatory positions are summarised from the agencies' own pages on the date shown and are a starting point for your own enquiries, not a substitute for them.