{
 "name": "freightinsurancecost.com Cargo Insurance Rate Index",
 "title": "Cargo Insurance Rate Index",
 "url": "https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/",
 "csv": "https://freightinsurancecost.com/datasets/cargo-insurance-rate-index.csv",
 "markdown": "https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/index.md",
 "computed_at": "2026-11-12",
 "license": "https://freightinsurancecost.com/terms",
 "headline": "The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.",
 "quotes": [
  "The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.",
  "6 of the 36 named sources read in full publish a figure; 30 publish none, read 11 November 2026.",
  "The median is unchanged since 18 October 2026 (was 1.25 percent across 4)."
 ],
 "citation": "\"freightinsurancecost.com Cargo Insurance Rate Index\", updated 2026-11-12, https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/.",
 "changed_since": {
  "since": "2026-10-18",
  "previous_median": 1.25,
  "delta": 0,
  "direction": "unchanged",
  "sentence": "The median is unchanged since 18 October 2026 (was 1.25 percent across 4)."
 },
 "national": {
  "unit": "%",
  "n": 4,
  "median": 1.25,
  "min": 0.45,
  "max": 2,
  "p25": 0.5875,
  "p75": 1.875,
  "mean": 1.2375,
  "units": {
   "%": 4,
   "USD": 2
  },
  "published_sources": 6,
  "named_sources": 38,
  "read_sources": 36,
  "not_published": 30,
  "published_share": 0.167
 },
 "by_axis": {},
 "rows": [
  {
   "source": "Maersk Value Protect",
   "url": "https://www.maersk.com/transportation-services/cargo-risk-management/value-protect",
   "figure": "USD 29",
   "value": 29,
   "unit": "USD",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "Dry package type Compensation Price Dry Starter Up to USD 15,000 USD 29",
   "source_class": "primary-provider-own-site",
   "text_sha256": "e0d8561a9761633d385fb6e109cd5a9b76bab915d25e7701dde0d779a923a647"
  },
  {
   "source": "Ship4wd cargo insurance",
   "url": "https://ship4wd.com/services/additional/cargo-insurance",
   "figure": "$20",
   "value": 20,
   "unit": "USD",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "Up to $2M coverage with policy fees starting at $20",
   "source_class": "primary-provider-own-site",
   "text_sha256": "b0b64a0cd36f103951cca836cedd2b58efc21e17c0411841eb9f3b3b50171f09"
  },
  {
   "source": "Shippo shipping insurance, how it works",
   "url": "https://goshippo.com/shipping/how-does-shipping-insurance-work",
   "figure": "1%",
   "value": 1,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "Declared Value Fee: 1% of declared value with $3.50 minimum",
   "source_class": "primary-provider-own-site",
   "text_sha256": "0d1485fb54da79ec486ab57dd37bba05bf18293ce1194f42cd85b3c40965c246"
  },
  {
   "source": "Easyship shipping insurance",
   "url": "https://www.easyship.com/insurance",
   "figure": "1.5%",
   "value": 1.5,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "Insure international shipments starting from only 1.5% of the shipment value, including full policy coverage.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "7df9e0c75d16500437cf8b01bb8873dbde03d08e7b9ea632b2f6469fb8686b01"
  },
  {
   "source": "Ocean Freight USA maritime cargo insurance",
   "url": "https://oceanfreightusa.com/Maritime-Cargo-Insurance.aspx",
   "figure": "2%",
   "value": 2,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "Transit coverage for commercial freight shipped from the USA costs 1-2% of the merchandise value.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "6419540c359c97b2662150f8bf1844756a3aebc96d43e8ede20480836ea5dc0c"
  },
  {
   "source": "ShipCostLab cargo insurance calculator",
   "url": "https://insurance.shipcostlab.com/",
   "figure": "0.45%",
   "value": 0.45,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-11-11",
   "quote": "The exact rate depends on four inputs: goods category (general cargo starts at 0.45% under ICC (A) by sea; hazardous goods reach 1.5%–2%), coverage tier (ICC (C) is the cheapest wording, ICC (A) the widest), transport mode (air runs 20%–30% above sea), and the route (lanes touching JWC-listed areas carry multipliers up to ×1.5 plus a war-risk surcharge).",
   "source_class": "primary-provider-own-site",
   "text_sha256": "70feed61e8c3b7e3b05f54968f324fb7dee673ed6310537326d3cb304abbc66a"
  }
 ],
 "not_published": [
  {
   "source": "Shippo shipping insurance",
   "url": "https://goshippo.com/insurance",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Easyship, the basics of shipping insurance",
   "url": "https://www.easyship.com/blog/the-basics-of-shipping-insurance",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Warp freight insurance calculator",
   "url": "https://www.wearewarp.com/tools/freight-insurance-calculator",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "BRF Logistics, how marine cargo insurance is calculated",
   "url": "https://brf-logistics.com/how-is-marine-cargo-insurance-calculated/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Intoglo, calculating marine insurance",
   "url": "https://www.intoglo.com/blog/the-hidden-cost-in-your-shipments-how-to-calculate-marine-insurance-accurately",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Flexport: how much does cargo insurance cost",
   "url": "https://www.flexport.com/help/2304-cargo-insurance-cost/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Flexport: how total insured value is calculated",
   "url": "https://www.flexport.com/help/2308-total-insured-value/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Flexport annual cargo insurance policies",
   "url": "https://www.flexport.com/products/cargo-insurance/annual-policy/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Flexport cargo insurance help centre",
   "url": "https://www.flexport.com/help/category/cargo-insurance/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Freightos freight insurance guide",
   "url": "https://www.freightos.com/freight-resources/freight-insurance/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "TT Club forwarders cargo insurance",
   "url": "https://www.ttclub.com/products-and-services/forwarders-cargo-insurance/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Falvey Insurance Group products",
   "url": "https://falveyinsurancegroup.com/insurance/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Roanoke marine cargo insurance",
   "url": "https://www.roanokegroup.com/solutions/cargo-insurance/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Loadsure",
   "url": "https://www.loadsure.net/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Redkik for shippers",
   "url": "https://redkik.com/work-with-us/shippers/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Redkik for transport intermediaries",
   "url": "https://redkik.com/work-with-us/transport-intermediaries/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Allianz Commercial marine cargo insurance",
   "url": "https://commercial.allianz.com/solutions/marine-insurance/cargo-insurance.html",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Travelers ocean marine cargo",
   "url": "https://www.travelers.com/business-insurance/ocean-marine/cargo",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Chubb marine cargo insurance",
   "url": "https://www.chubb.com/my-en/business/cargo-insurance.html",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Zurich North America marine",
   "url": "https://www.zurichna.com/industries/marine",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "TNS Logistics, how marine insurance premiums are calculated",
   "url": "https://tnslog.com/how-marine-insurance-premiums-are-calculated/",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Freight Insurance Coverage, marine cargo insurance cost",
   "url": "https://freightinsurancecoverage.com/process/marine-cargo-insurance-cost/",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "CargoInsurePro, how much does marine cargo insurance cost",
   "url": "https://cargoinsurepro.com/how-much-does-marine-cargo-insurance-cost/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Kuehne+Nagel KN Sure cargo insurance",
   "url": "https://us.kuehne-nagel.com/en/-/kn-sure-cargo-insurance",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "DB Schenker cargo insurance",
   "url": "https://www.dbschenker.com/global/business/transport/cargo-insurance",
   "retrieved_at": "2026-11-11",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "LogRock marine cargo insurance rates",
   "url": "https://www.logrock.com/uncategorized/marine-cargo-insurance-rates/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "LogRock freight insurance rates",
   "url": "https://www.logrock.com/uncategorized/freight-insurance-rates/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "CargoInsurePro, how much does cargo insurance cost",
   "url": "https://cargoinsurepro.com/how-much-does-cargo-insurance-cost/",
   "retrieved_at": "2026-11-11",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "eCabrella freight insurance cost",
   "url": "https://www.ecabrella.com/blog-posts/freight-insurance-cost",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "SPI 3PL, how to lower cargo insurance costs",
   "url": "https://spi3pl.com/how-to-lower-cargo-insurance-costs-tools-tips-numbers/",
   "retrieved_at": "2026-09-12",
   "reason": "every candidate on the page was refused"
  }
 ],
 "sources": [
  {
   "url": "https://www.maersk.com/transportation-services/cargo-risk-management/value-protect",
   "label": "Maersk Value Protect",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://ship4wd.com/services/additional/cargo-insurance",
   "label": "Ship4wd cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://goshippo.com/shipping/how-does-shipping-insurance-work",
   "label": "Shippo shipping insurance, how it works",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://goshippo.com/insurance",
   "label": "Shippo shipping insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.easyship.com/insurance",
   "label": "Easyship shipping insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.easyship.com/blog/the-basics-of-shipping-insurance",
   "label": "Easyship, the basics of shipping insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.wearewarp.com/tools/freight-insurance-calculator",
   "label": "Warp freight insurance calculator",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://oceanfreightusa.com/Maritime-Cargo-Insurance.aspx",
   "label": "Ocean Freight USA maritime cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://brf-logistics.com/how-is-marine-cargo-insurance-calculated/",
   "label": "BRF Logistics, how marine cargo insurance is calculated",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.intoglo.com/blog/the-hidden-cost-in-your-shipments-how-to-calculate-marine-insurance-accurately",
   "label": "Intoglo, calculating marine insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.flexport.com/help/2304-cargo-insurance-cost/",
   "label": "Flexport: how much does cargo insurance cost",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.flexport.com/help/2308-total-insured-value/",
   "label": "Flexport: how total insured value is calculated",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.flexport.com/products/cargo-insurance/annual-policy/",
   "label": "Flexport annual cargo insurance policies",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.flexport.com/help/category/cargo-insurance/",
   "label": "Flexport cargo insurance help centre",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.freightos.com/freight-resources/freight-insurance/",
   "label": "Freightos freight insurance guide",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.ttclub.com/products-and-services/forwarders-cargo-insurance/",
   "label": "TT Club forwarders cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://falveyinsurancegroup.com/insurance/",
   "label": "Falvey Insurance Group products",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.roanokegroup.com/solutions/cargo-insurance/",
   "label": "Roanoke marine cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.loadsure.net/",
   "label": "Loadsure",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://redkik.com/work-with-us/shippers/",
   "label": "Redkik for shippers",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://redkik.com/work-with-us/transport-intermediaries/",
   "label": "Redkik for transport intermediaries",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://commercial.allianz.com/solutions/marine-insurance/cargo-insurance.html",
   "label": "Allianz Commercial marine cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.travelers.com/business-insurance/ocean-marine/cargo",
   "label": "Travelers ocean marine cargo",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.chubb.com/my-en/business/cargo-insurance.html",
   "label": "Chubb marine cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.zurichna.com/industries/marine",
   "label": "Zurich North America marine",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://tnslog.com/how-marine-insurance-premiums-are-calculated/",
   "label": "TNS Logistics, how marine insurance premiums are calculated",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://freightinsurancecoverage.com/process/marine-cargo-insurance-cost/",
   "label": "Freight Insurance Coverage, marine cargo insurance cost",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://cargoinsurepro.com/how-much-does-marine-cargo-insurance-cost/",
   "label": "CargoInsurePro, how much does marine cargo insurance cost",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://us.kuehne-nagel.com/en/-/kn-sure-cargo-insurance",
   "label": "Kuehne+Nagel KN Sure cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.dbschenker.com/global/business/transport/cargo-insurance",
   "label": "DB Schenker cargo insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://insurance.shipcostlab.com/",
   "label": "ShipCostLab cargo insurance calculator",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.logrock.com/uncategorized/marine-cargo-insurance-rates/",
   "label": "LogRock marine cargo insurance rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.logrock.com/uncategorized/freight-insurance-rates/",
   "label": "LogRock freight insurance rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://cargoinsurepro.com/how-much-does-cargo-insurance-cost/",
   "label": "CargoInsurePro, how much does cargo insurance cost",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.ecabrella.com/blog-posts/freight-insurance-cost",
   "label": "eCabrella freight insurance cost",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://spi3pl.com/how-to-lower-cargo-insurance-costs-tools-tips-numbers/",
   "label": "SPI 3PL, how to lower cargo insurance costs",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.google.com/search?q=%22cargo+insurance%22+cost+%22%25+of+the+value%22+per+shipment",
   "label": "google.com",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.google.com/search?q=sea+freight+insurance+cost",
   "label": "google.com",
   "license": "the publisher's own terms; quoted for reporting and comment"
  }
 ],
 "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 6 of the 36 named sources that could be read published a usable figure; 30 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 167 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the median, minimum and maximum PUBLISHED rate on insured value, per mode and per publisher type (carrier, digital forwarder, parcel platform, underwriter, broker), computed only over pages that state a number - so a reader can see that the sea-freight band the market advertises (roughly 0.1-0.5% of value) is a different animal from the parcel platforms' 1-1.5% and from a flat $20-$29 per-shipment fee, which no single publisher shows side by side; the share of the market that publishes a rate at all versus quote-only; the MINIMUM PREMIUM as the figure that decides a small shipment, expressed as the shipment value below which the minimum bites; the insured-value convention each publisher applies (CIF + 10%, invoice + freight + duty + 10%); and changed-since on every read, which is how a market-wide repricing after a loss year is caught",
 "embed": "<figure style=\"margin:0;padding:16px;border:1px solid #d9d9d9;border-radius:8px;background:#ffffff;color:#111111;font-family:system-ui,sans-serif;max-width:480px\"><p style=\"margin:0 0 8px;font-size:28px;font-weight:700;color:#111111;background:#ffffff\">1.25 percent</p><p style=\"margin:0 0 8px;font-size:14px;color:#111111;background:#ffffff\">median published figure, Cargo Insurance Rate Index, across 4 sources, read 11 November 2026</p><figcaption style=\"font-size:12px;color:#444444;background:#ffffff\"><a href=\"https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/#median\" style=\"color:#1a4fd6;background:#ffffff\">Source: freightinsurancecost.com Cargo Insurance Rate Index</a></figcaption></figure>"
}