# Sea freight insurance cost: Cargo Insurance Rate Index

> The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.

Freight Insurance Cost · https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/ · computed 2026-11-12

**Median published figure:** 1.25 % (range 0.45 to 2 %; 4 published figures; 6 of 36 sources read publish one).

6 of the 36 named sources read in full publish a figure; 30 publish none, read 11 November 2026.

The median is unchanged since 18 October 2026 (was 1.25 percent across 4).

## Every figure, with its source

One row per source: the figure the source's own page publishes, the page, and the day it was read.

| Source | Figure | Read |
|---|---|---|
| [Maersk Value Protect](https://www.maersk.com/transportation-services/cargo-risk-management/value-protect) | 29 USD | 2026-11-11 |
| [Ship4wd cargo insurance](https://ship4wd.com/services/additional/cargo-insurance) | 20 USD | 2026-11-11 |
| [Ocean Freight USA maritime cargo insurance](https://oceanfreightusa.com/Maritime-Cargo-Insurance.aspx) | 2 % | 2026-11-11 |
| [Easyship shipping insurance](https://www.easyship.com/insurance) | 1.5 % | 2026-11-11 |
| [Shippo shipping insurance, how it works](https://goshippo.com/shipping/how-does-shipping-insurance-work) | 1 % | 2026-11-11 |
| [ShipCostLab cargo insurance calculator](https://insurance.shipcostlab.com/) | 0.45 % | 2026-11-11 |

## The sentence each figure was read from (6)

- [Maersk Value Protect](https://www.maersk.com/transportation-services/cargo-risk-management/value-protect), read 2026-11-11: "Dry package type Compensation Price Dry Starter Up to USD 15,000 USD 29"
- [Ship4wd cargo insurance](https://ship4wd.com/services/additional/cargo-insurance), read 2026-11-11: "Up to $2M coverage with policy fees starting at $20"
- [Ocean Freight USA maritime cargo insurance](https://oceanfreightusa.com/Maritime-Cargo-Insurance.aspx), read 2026-11-11: "Transit coverage for commercial freight shipped from the USA costs 1-2% of the merchandise value."
- [Easyship shipping insurance](https://www.easyship.com/insurance), read 2026-11-11: "Insure international shipments starting from only 1.5% of the shipment value, including full policy coverage."
- [Shippo shipping insurance, how it works](https://goshippo.com/shipping/how-does-shipping-insurance-work), read 2026-11-11: "Declared Value Fee: 1% of declared value with $3.50 minimum"
- [ShipCostLab cargo insurance calculator](https://insurance.shipcostlab.com/), read 2026-11-11: "The exact rate depends on four inputs: goods category (general cargo starts at 0.45% under ICC (A) by sea; hazardous goods reach 1.5%–2%), coverage tier (ICC (C) is the cheapest wording, ICC (A) the widest), transport mode (air runs 20%–30% above sea), and the route (lanes touching JWC-listed areas carry multipliers up to ×1.5 plus a war-risk surcharge)."

## Read in full, publishes no figure

- [Shippo shipping insurance](https://goshippo.com/insurance), read 2026-11-11: read in full and no accepted figure on the page
- [Easyship, the basics of shipping insurance](https://www.easyship.com/blog/the-basics-of-shipping-insurance), read 2026-11-11: every candidate on the page was refused
- [Warp freight insurance calculator](https://www.wearewarp.com/tools/freight-insurance-calculator), read 2026-11-11: every candidate on the page was refused
- [BRF Logistics, how marine cargo insurance is calculated](https://brf-logistics.com/how-is-marine-cargo-insurance-calculated/), read 2026-11-11: every candidate on the page was refused
- [Intoglo, calculating marine insurance](https://www.intoglo.com/blog/the-hidden-cost-in-your-shipments-how-to-calculate-marine-insurance-accurately), read 2026-11-11: every candidate on the page was refused
- [Flexport: how much does cargo insurance cost](https://www.flexport.com/help/2304-cargo-insurance-cost/), read 2026-11-11: read in full and no accepted figure on the page
- [Flexport: how total insured value is calculated](https://www.flexport.com/help/2308-total-insured-value/), read 2026-11-11: every candidate on the page was refused
- [Flexport annual cargo insurance policies](https://www.flexport.com/products/cargo-insurance/annual-policy/), read 2026-11-11: read in full and no accepted figure on the page
- [Flexport cargo insurance help centre](https://www.flexport.com/help/category/cargo-insurance/), read 2026-11-11: read in full and no accepted figure on the page
- [Freightos freight insurance guide](https://www.freightos.com/freight-resources/freight-insurance/), read 2026-11-11: read in full and no accepted figure on the page
- [TT Club forwarders cargo insurance](https://www.ttclub.com/products-and-services/forwarders-cargo-insurance/), read 2026-11-11: read in full and no accepted figure on the page
- [Falvey Insurance Group products](https://falveyinsurancegroup.com/insurance/), read 2026-11-11: read in full and no accepted figure on the page
- [Roanoke marine cargo insurance](https://www.roanokegroup.com/solutions/cargo-insurance/), read 2026-11-11: read in full and no accepted figure on the page
- [Loadsure](https://www.loadsure.net/), read 2026-11-11: read in full and no accepted figure on the page
- [Redkik for shippers](https://redkik.com/work-with-us/shippers/), read 2026-11-11: every candidate on the page was refused
- [Redkik for transport intermediaries](https://redkik.com/work-with-us/transport-intermediaries/), read 2026-11-11: read in full and no accepted figure on the page
- [Allianz Commercial marine cargo insurance](https://commercial.allianz.com/solutions/marine-insurance/cargo-insurance.html), read 2026-11-11: every candidate on the page was refused
- [Travelers ocean marine cargo](https://www.travelers.com/business-insurance/ocean-marine/cargo), read 2026-11-11: every candidate on the page was refused
- [Chubb marine cargo insurance](https://www.chubb.com/my-en/business/cargo-insurance.html), read 2026-09-12: read in full and no accepted figure on the page
- [Zurich North America marine](https://www.zurichna.com/industries/marine), read 2026-11-11: read in full and no accepted figure on the page
- [TNS Logistics, how marine insurance premiums are calculated](https://tnslog.com/how-marine-insurance-premiums-are-calculated/), read 2026-11-11: read in full and no accepted figure on the page
- [Freight Insurance Coverage, marine cargo insurance cost](https://freightinsurancecoverage.com/process/marine-cargo-insurance-cost/), read 2026-09-12: read in full and no accepted figure on the page
- [CargoInsurePro, how much does marine cargo insurance cost](https://cargoinsurepro.com/how-much-does-marine-cargo-insurance-cost/), read 2026-11-11: every candidate on the page was refused
- [Kuehne+Nagel KN Sure cargo insurance](https://us.kuehne-nagel.com/en/-/kn-sure-cargo-insurance), read 2026-11-11: read in full and no accepted figure on the page
- [DB Schenker cargo insurance](https://www.dbschenker.com/global/business/transport/cargo-insurance), read 2026-11-11: read in full and no accepted figure on the page
- [LogRock marine cargo insurance rates](https://www.logrock.com/uncategorized/marine-cargo-insurance-rates/), read 2026-11-11: every candidate on the page was refused
- [LogRock freight insurance rates](https://www.logrock.com/uncategorized/freight-insurance-rates/), read 2026-11-11: every candidate on the page was refused
- [CargoInsurePro, how much does cargo insurance cost](https://cargoinsurepro.com/how-much-does-cargo-insurance-cost/), read 2026-11-11: every candidate on the page was refused
- [eCabrella freight insurance cost](https://www.ecabrella.com/blog-posts/freight-insurance-cost), read 2026-10-12: every candidate on the page was refused
- [SPI 3PL, how to lower cargo insurance costs](https://spi3pl.com/how-to-lower-cargo-insurance-costs-tools-tips-numbers/), read 2026-09-12: every candidate on the page was refused

## Methodology

Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 6 of the 36 named sources that could be read published a usable figure; 30 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 167 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the median, minimum and maximum PUBLISHED rate on insured value, per mode and per publisher type (carrier, digital forwarder, parcel platform, underwriter, broker), computed only over pages that state a number - so a reader can see that the sea-freight band the market advertises (roughly 0.1-0.5% of value) is a different animal from the parcel platforms' 1-1.5% and from a flat $20-$29 per-shipment fee, which no single publisher shows side by side; the share of the market that publishes a rate at all versus quote-only; the MINIMUM PREMIUM as the figure that decides a small shipment, expressed as the shipment value below which the minimum bites; the insured-value convention each publisher applies (CIF + 10%, invoice + freight + duty + 10%); and changed-since on every read, which is how a market-wide repricing after a loss year is caught

## Sources

- [Maersk Value Protect](https://www.maersk.com/transportation-services/cargo-risk-management/value-protect) (the publisher's own terms; quoted for reporting and comment)
- [Ship4wd cargo insurance](https://ship4wd.com/services/additional/cargo-insurance) (the publisher's own terms; quoted for reporting and comment)
- [Shippo shipping insurance, how it works](https://goshippo.com/shipping/how-does-shipping-insurance-work) (the publisher's own terms; quoted for reporting and comment)
- [Shippo shipping insurance](https://goshippo.com/insurance) (the publisher's own terms; quoted for reporting and comment)
- [Easyship shipping insurance](https://www.easyship.com/insurance) (the publisher's own terms; quoted for reporting and comment)
- [Easyship, the basics of shipping insurance](https://www.easyship.com/blog/the-basics-of-shipping-insurance) (the publisher's own terms; quoted for reporting and comment)
- [Warp freight insurance calculator](https://www.wearewarp.com/tools/freight-insurance-calculator) (the publisher's own terms; quoted for reporting and comment)
- [Ocean Freight USA maritime cargo insurance](https://oceanfreightusa.com/Maritime-Cargo-Insurance.aspx) (the publisher's own terms; quoted for reporting and comment)
- [BRF Logistics, how marine cargo insurance is calculated](https://brf-logistics.com/how-is-marine-cargo-insurance-calculated/) (the publisher's own terms; quoted for reporting and comment)
- [Intoglo, calculating marine insurance](https://www.intoglo.com/blog/the-hidden-cost-in-your-shipments-how-to-calculate-marine-insurance-accurately) (the publisher's own terms; quoted for reporting and comment)
- [Flexport: how much does cargo insurance cost](https://www.flexport.com/help/2304-cargo-insurance-cost/) (the publisher's own terms; quoted for reporting and comment)
- [Flexport: how total insured value is calculated](https://www.flexport.com/help/2308-total-insured-value/) (the publisher's own terms; quoted for reporting and comment)
- [Flexport annual cargo insurance policies](https://www.flexport.com/products/cargo-insurance/annual-policy/) (the publisher's own terms; quoted for reporting and comment)
- [Flexport cargo insurance help centre](https://www.flexport.com/help/category/cargo-insurance/) (the publisher's own terms; quoted for reporting and comment)
- [Freightos freight insurance guide](https://www.freightos.com/freight-resources/freight-insurance/) (the publisher's own terms; quoted for reporting and comment)
- [TT Club forwarders cargo insurance](https://www.ttclub.com/products-and-services/forwarders-cargo-insurance/) (the publisher's own terms; quoted for reporting and comment)
- [Falvey Insurance Group products](https://falveyinsurancegroup.com/insurance/) (the publisher's own terms; quoted for reporting and comment)
- [Roanoke marine cargo insurance](https://www.roanokegroup.com/solutions/cargo-insurance/) (the publisher's own terms; quoted for reporting and comment)
- [Loadsure](https://www.loadsure.net/) (the publisher's own terms; quoted for reporting and comment)
- [Redkik for shippers](https://redkik.com/work-with-us/shippers/) (the publisher's own terms; quoted for reporting and comment)
- [Redkik for transport intermediaries](https://redkik.com/work-with-us/transport-intermediaries/) (the publisher's own terms; quoted for reporting and comment)
- [Allianz Commercial marine cargo insurance](https://commercial.allianz.com/solutions/marine-insurance/cargo-insurance.html) (the publisher's own terms; quoted for reporting and comment)
- [Travelers ocean marine cargo](https://www.travelers.com/business-insurance/ocean-marine/cargo) (the publisher's own terms; quoted for reporting and comment)
- [Chubb marine cargo insurance](https://www.chubb.com/my-en/business/cargo-insurance.html) (the publisher's own terms; quoted for reporting and comment)
- [Zurich North America marine](https://www.zurichna.com/industries/marine) (the publisher's own terms; quoted for reporting and comment)
- [TNS Logistics, how marine insurance premiums are calculated](https://tnslog.com/how-marine-insurance-premiums-are-calculated/) (the publisher's own terms; quoted for reporting and comment)
- [Freight Insurance Coverage, marine cargo insurance cost](https://freightinsurancecoverage.com/process/marine-cargo-insurance-cost/) (the publisher's own terms; quoted for reporting and comment)
- [CargoInsurePro, how much does marine cargo insurance cost](https://cargoinsurepro.com/how-much-does-marine-cargo-insurance-cost/) (the publisher's own terms; quoted for reporting and comment)
- [Kuehne+Nagel KN Sure cargo insurance](https://us.kuehne-nagel.com/en/-/kn-sure-cargo-insurance) (the publisher's own terms; quoted for reporting and comment)
- [DB Schenker cargo insurance](https://www.dbschenker.com/global/business/transport/cargo-insurance) (the publisher's own terms; quoted for reporting and comment)
- [ShipCostLab cargo insurance calculator](https://insurance.shipcostlab.com/) (the publisher's own terms; quoted for reporting and comment)
- [LogRock marine cargo insurance rates](https://www.logrock.com/uncategorized/marine-cargo-insurance-rates/) (the publisher's own terms; quoted for reporting and comment)
- [LogRock freight insurance rates](https://www.logrock.com/uncategorized/freight-insurance-rates/) (the publisher's own terms; quoted for reporting and comment)
- [CargoInsurePro, how much does cargo insurance cost](https://cargoinsurepro.com/how-much-does-cargo-insurance-cost/) (the publisher's own terms; quoted for reporting and comment)
- [eCabrella freight insurance cost](https://www.ecabrella.com/blog-posts/freight-insurance-cost) (the publisher's own terms; quoted for reporting and comment)
- [SPI 3PL, how to lower cargo insurance costs](https://spi3pl.com/how-to-lower-cargo-insurance-costs-tools-tips-numbers/) (the publisher's own terms; quoted for reporting and comment)
- [google.com](https://www.google.com/search?q=%22cargo+insurance%22+cost+%22%25+of+the+value%22+per+shipment) (the publisher's own terms; quoted for reporting and comment)
- [google.com](https://www.google.com/search?q=sea+freight+insurance+cost) (the publisher's own terms; quoted for reporting and comment)

## Cite or embed

- The median published figure in the Cargo Insurance Rate Index is 1.25 percent across 4 sources' own pages in percent (range 0.45 to 2 percent; 6 sources publish a figure), read 11 November 2026.
- 6 of the 36 named sources read in full publish a figure; 30 publish none, read 11 November 2026.
- The median is unchanged since 18 October 2026 (was 1.25 percent across 4).

Cite as: "freightinsurancecost.com Cargo Insurance Rate Index", updated 2026-11-12, https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/.

CSV: https://freightinsurancecost.com/datasets/cargo-insurance-rate-index.csv
JSON: https://freightinsurancecost.com/datasets/cargo-insurance-rate-index.json
Embed (plain HTML, static link back): see https://freightinsurancecost.com/datasets/cargo-insurance-rate-index/#median